Sunday, December 02, 2007

More on payday loans

I was checking out the post I did recently on payday loans, and discovered that the Amazon associates thingee that works on this blog (when it feels like) had added a couple of links to the post. One was for a book on budgeting, (The Simplified Personal Budget Book) which was good and sensible, but the other was to a neon sign announcing Payday Loans and costing $316US. And then I discovered that having clicked on the link, the jolly thing was now sitting in my shopping cart! How’s that for misguided budgeting?
When I went to clear my cart I found that there were two other items in it as well (!) – one the complete series of West Wing, which had been added in May this year, and the other for something called Gemagic, which my wife had seen on tv in Valencia and fallen in love with. She bought it from somewhere else in the end. And we ordered a copy of the West Wing set from one of Amazon’s dealers – and never got it. Amazon very graciously refunded us.
Payday loans are intended for emergency use only, but to my way of thinking they’re a bit iffy. I know from experience how difficult loans are to pay back (and so do some members of my family). I’d advise against using one of these, unless the dire straits were so dire that there was no other alternative. But maybe buy the budget book first!
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