Friday, November 16, 2007

Money In, Money Out

I’m looking forward to getting back to NZ and having some regular income again. Not that we’ve been exactly short of money (although our English bank account is at its all-time low) but you get to the point where you think it’s better to have money coming in rather than having it all going out. I think our holiday over here has cost us rather more than we intended, so I’ll have a couple of bills to pay when I get home. But at least we haven’t had to borrow to keep ourselves afloat – we didn’t even have to do that when I was out of work (though of course we were having to use some of our savings, which was a nuisance).

I see that you can get what they call payday loans now. These are supposed to be loans that tide you over from one payday to the next; they’re intended to be paid back as soon as possible. But the trouble with such loans is that they have a tendency, once they’re in your financial ‘system’ to linger longer than you’d like. I know this from past experience; loans are always a nuisance in the long run, unless you’re a very organised budget person!

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