Child life insurance was never something we considered for our children. I suppose, like most parents, we hope that our children will survive the rigours of growing up and will become adults. We were fortunate. All our children are now adults, and thriving still.
But I remember when our children were quite young that a boy in the church went out fishing with his father one morning, and never came back. He got hit by a train while strolling along a railway line that ran across part of the Harbour.
Some time after, his father mentioned how they’d paid for the headstone with the boy’s life insurance. It struck me then as a strange thing, but obviously many people don’t think it strange at all. I’m well among the minority here.