I’m looking forward to getting back to NZ and having some regular income again. Not that we’ve been exactly short of money (although our English bank account is at its all-time low) but you get to the point where you think it’s better to have money coming in rather than having it all going out. I think our holiday over here has cost us rather more than we intended, so I’ll have a couple of bills to pay when I get home. But at least we haven’t had to borrow to keep ourselves afloat – we didn’t even have to do that when I was out of work (though of course we were having to use some of our savings, which was a nuisance).
I see that you can get what they call payday loans now. These are supposed to be loans that tide you over from one payday to the next; they’re intended to be paid back as soon as possible. But the trouble with such loans is that they have a tendency, once they’re in your financial ‘system’ to linger longer than you’d like. I know this from past experience; loans are always a nuisance in the long run, unless you’re a very organised budget person!